AEPS
Withdraw cash, transfer money and check balance anytime, anywhere using Aadhaar.
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Services
Withdraw money instantly using your Aadhaar and fingerprint. No debit card or PIN needed—quick, safe, and convenient.
Deposit money directly into your Aadhaar-linked bank account using just your fingerprint. It’s a safe, simple way to pay without needing cash, cards, or PINs.
Know your bank balance instantly with Aadhaar verification. Get real-time balance information without cards, PINs, or bank visits.
View your last 10 bank transactions instantly through AePS. This helps you easily check and track your recent account activity anytime.
Transfer money instantly to any Aadhaar-linked bank account using biometric verification. The process is quick, secure, and works across different banks.
HOW DOES AEPS WORKS ?
Easy Banking with Aadhaar – Fast, Safe, and Simple
AEPS makes basic banking services available near you through a simple 5-step process. It uses your Aadhaar number and fingerprint to complete transactions securely and quickly.
Go to a nearby AEPS agent. Share your bank name and Aadhaar number to start the transaction.
Select the type of transaction (such as cash withdrawal) and enter the amount.
Place your finger on the biometric scanner to confirm your identity securely.
The bank system verifies your details and approves the transaction instantly.
Once approved, the agent gives you the cash, and the transaction is completed successfully.
Key licences
Recognised by government initiatives and leading national and international certification bodies.
Retailers
Become an AePS retailer and turn your shop into a mini banking point. As an authorized SaveDost agent, you can offer essential banking services and earn attractive commissions on every transaction.
Start with minimal investment with just a smartphone and a biometric device. Provide services like cash withdrawal, balance enquiry, fund transfer, and bill payments, making your store the go-to banking hub in your area.
Our retailer program is designed for maximum profit and ease of use. Earn commissions and increase daily footfall with complete training, technical assistance, and secure RBI-approved systems for total peace of mind.
Join thousands of successful retailers across India who are growing their business with AEPS. Enjoy real-time transactions and daily settlements to focus on expanding your business while we manage the technology. Register today as a SaveDost AePS retailer and start your journey.
Distributors
Grow a strong and profitable banking network with SaveDost’s AePS Distributor Program. As a distributor, you can onboard retailers in your area and earn attractive commissions on every transaction made through your network. This opportunity allows you to expand your reach while becoming a key contributor to digital banking services.
SaveDost supports you at every step with professional training, marketing assistance, and reliable technical support. Our proven business model helps you build a steady income while promoting financial inclusion in your region. All you need to get started is basic business understanding and a smartphone.
Boost your business visibility by enabling local retailers to offer essential AePS banking services. By supporting shop owners in serving their customers better, you also grow your own distribution network through a transparent commission structure and real-time performance tracking.
Join SaveDost’s trusted network of distributors across India and be part of the digital banking transformation. Take the first step toward financial independence and leadership by becoming an authorized AePS distributor today.
To protect you at all times, we use strong security measures and Aadhaar authentication to ensure every transaction is fully secured and protected.
Contact UsGet customized banking support for your unique needs. Our team will help you with account services, transactions, and all your personal banking requests.
Grow your business with our complete range of business banking services. We offer customized solutions for businesses of all sizes, from small shops to large stores.
A dedicated financial support center for freelancers and professionals. Our system helps you easily manage your income, taxes, and business finances.
| Sr.no | Level | Transaction Type | USFBL Transactional Limit |
|---|---|---|---|
| 1 | USFBL & Other Bank Terminal | Withdrawal Transactions | Maximum 5/Aadhaar/Terminal/Day |
| 2 | Other Banks Terminal | Withdrawal Transactions | Maximum 10 Txn or ₹50,000 per month value whichever is breached earlier. |
| 3 | USFBL Bank Terminal | Withdrawal Transactions | Maximum 10 Txn or ₹50,000 per month value whichever is breached earlier. |
| 4 | Other Banks Terminal | Offus Mini Statement | Maximum 5 Txn per Month |
| 5 | USFBL Bank Terminal | Offus Mini Statement | Maximum 5 Txn per Month |
| 6 | USFBL & Other Bank Terminal | Cash Withdrawal | Maximum ₹10,000/Transaction |
| 7 | USFBL & Other Bank Terminal | Cash Deposit | Maximum ₹10,000/Transaction |
SaveDost Support
Contact our support team for guidance about your SaveDost account, available services or a transaction concern.
Share your question with our team and include any relevant service details.
Contact SupportHelp Centre
Find answers to common questions about AePS services, transactions and support.
AEPS lets you use your Aadhaar number and fingerprint to do basic banking like cash withdrawal, balance checks, deposits, and fund transfers without a card or PIN.
You can withdraw cash, deposit money, check balance, view mini statements, and transfer funds to Aadhaar‑linked bank accounts.
No, only your Aadhaar number and biometric (fingerprint) verification are required for AEPS transactions.
Yes. Transactions use Aadhaar biometric authentication and secure verification, making them safe and simple.
You can use it at AEPS‑enabled service points/agents nearby & no need to visit a bank branch.